SIRS Reserve Study
Florida's structural integrity reserve study for condo and co-op buildings of three habitable stories or more: eight items, set by statute, funded without exception.
Where the eight items sit in a building
A cross-section of a mid-rise tower. Pick a letter to see where the inspector looks.
Roof
The top slab, membrane, parapets and rooftop equipment curbs. More on this item
Structure
Columns, floor slabs and the balcony slabs that cantilever from them. More on this item
Fireproofing and fire protection
Sprinkler mains on every floor, the alarm panel and the fire pump below grade. More on this item
Plumbing
The domestic water riser and waste stack running the full height. More on this item
Electrical systems
Switchgear in the garage and the feeder riser up through the floors. More on this item
Waterproofing and exterior painting
The coated outer wall and the membrane on each balcony. More on this item
Windows and exterior doors
Sliding doors to the balconies and the windows in the opposite face. More on this item
Any other item over $25,000
Here, the parking deck traffic membrane: over $25,000, and its failure would reach the structure. More on this item
Four dates that set the clock
Dec 312024
Budgets may no longer waive or cut SIRS reserves.
Jul 12025
HB 913 takes effect: three habitable stories, $25,000 item h.
Dec 312025
First SIRS due for existing condo associations.
Dec 312026
Outside date when combined with a milestone inspection.
Source: Fla. Stat. 718.112(2)(g), as amended by HB 913 (2025). Every date, and what HB 913 changed.
Four credentials may sign it
- Professional engineerLicensed under Florida Statutes chapter 471
- Registered architectLicensed under chapter 481
- Reserve Specialist (RS)Certified by the Community Associations Institute
- Professional Reserve Analyst (PRA)Certified by the Association of Professional Reserve Analysts
A firm bidding for the study must disclose in writing any plan to bid on the repairs. Choosing a signer
Cost per building: a quick estimate
Set the height and unit count. Typical published Florida prices run $5,000 to $16,500 per qualifying building: a guide, not a quote.
Each qualifying building is priced on its own.
Study fee for this building
$8,500 to $12,300
Indicative SIRS reserve, per unit per month
$330 to $610
Scaled from the worked example on the cost page. Age and condition move it more than size.
Get a quote
Three short screens. The building first, then you, then the job.
- For
- Condo and co-op boards and managers in Florida
- Buildings
- Three habitable stories or more
- Cost to the board
- Nothing for the introduction
We are an introduction service, not a SIRS provider. We choose one firm that prepares structural integrity reserve studies in your area, tell you its name, and send your request only after you say yes.
Received. Here is what happens now.
- Within one business day you get a message from us naming a single firm that prepares SIRS reports in the building's area.
- Reply yes and the request goes to that firm alone. Reply no and it goes nowhere.
- The firm contacts you to scope the study and send a fee proposal. We never add you to a mailing list.